Motor Insurance
Motor insurance protects insured against financial loss in the event that the motor vehicle is involved in an accident, burnt or stolen. It also covers third party liabilities.
There are three types of insurance policies that can be issued to motor owners:
- Third Party:
This type of policy covers third party bodily injury and property damage arising out of use of motor vehicle. - Third party Fire & Theft cover:
In addition to the cover in (a) above, the policy extends to cover theft and fire. It is more expensive than Third party. - Comprehensive cover:
It covers third party liability and property damage to the vehicle ie damage arising out of fire, theft and accidental damage to the vehicle. Comprehensive doesn't mean that it covers all risks. There are exclusions.
Under motor insurance we give cover to:
- Private cars
- Commercial vehicles
- General cartage vehicles
- School buses
- Tour vehicles
- Tractors
- Motor trade plates
- Motor contingent liability
- Motor cycles
Life Rider Benefits
Our motor insurance cover has a life policy rider which covers the insured against death whether the car is involved or not. The cover is available to:
- The owner of the vehicle (the insured)
- Nuclear family members of the vehicle's owner
- Driver of the insured
- Driver(s) of commercial vehicles
Product Resources
- Commercial Proposal Form
- Private Proposal Form
- PSV Proposal Form
- Motorcycle Proposal Form
- Tankers & HRH Form
- Claim Form
- Windscreen Claim Form
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