CROP COVER 

Crop insurance indemnifies you against the loss of crop due to natural disasters, such as hail, drought, and floods. At Swell view  we ensure your ultimate happiness.

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Under our Crop policy we cover:

1) Multi-Peril Crop Insurance (MPCI)

A seasonal cover against physical loss or damage to growing crops directly caused by assorted natural calamities such as Drought, Uncontrollable Pests & Diseases, Hailstone Damage, Flooding, Fire, Lightning, Earthquake, Explosion, Frost and Windstorm.

Features:
In this, we cover all sorts of crops in a single strand of large or small farms. The claim payable is determined by a qualified expert who inspects and scientifically quantifies the magnitude of the loss.

Benefits:
Cover for all kinds of crops irrespective the farm size, cover from any form of loss associated with nature, stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.

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2) Named-Peril Crop Insurance (NPCI)

In this, we offer to cover all sorts of crops in small or large farms. The claim payable is determined by a qualified expert who inspects and scientifically quantifies the magnitude of the loss.

Features:
The cover is given to Broilers of 0 days to 8 weeks and Layers of 0 days to 1½ years. This cover Indemnifies on the insured’s bird’s death due to; uncontrollable diseases and Accidents. The cover can be extended to cover Transit Risk as well as Theft. Threshold for the cover is a Minimum premium of 5,000 Kenya shillings. The policy covers the maximum capacity of birds that a farmer’s structure can hold.

Benefits:
Cover for all kinds of crops irrespective the farm size, stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.

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Features:
This is cover steel structured greenhouses only irrespective of size. The indemnity is based on the actual loss as assessed and quantified by our appointed loss assessors less deductibles.

Benefits:
Cover for all kinds of crops, assured stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.

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4.) Forest Insurance

This is cover for commercial tree farms, fruit orchards, natural forests and tree nurseries against; fire, lightning, windstorm, flooding, hail etc.

Features:
The tree value is evaluated by a forest ranger or a qualified specialist and agreed before cover. The claim payable is determined by a qualified loss assessor who inspects and scientifically quantifies the magnitude of loss less deductibles.

Benefits:
Cover for all kinds of commercial and aesthetic trees, assured stability, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.

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5.) Area Yield Index Insurance (AYII)

A seasonal cover for crop yield shortfall below the historical average yield in a unit area of insurance (UAI).

Features:
It can only be for a particular crop within a defined area of homogeneous production. Payout is based on a crop cutting exercises results done at the end of the harvesting period.

Benefits:
Cover for all kinds of crops, assured stability of many farmers in one location, affordable, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.

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6.) Weather Index Insurance (WII)

A seasonal cover for loss or damage to growing crops directly caused by deficit or excesses in weather conditions such as temperature, sunlight, wind speed or rainfall.

Features:
It can only be for a particular crop within a defined area of homogeneous weather patterns. Payout based on actual weather measurement at the reference weather station or satellite in relation to effects at any stage of a crop growth cycle.

Benefits:
Cover for many farmers at once, assured stability, affordable, easy claim process, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.

Plate Glass Insurance

This policy covers the breakage of glass through any cause (except the exclusions specified in the policy). It pays a sum equal to the cost of the broken glass calculated at the current price of glass on the date of accident, up to the value specified in the Policy Schedule. Details such as measurement of the glass, the location and the sum insured pertaining to each piece must be provided to the Insurers for proper assessment of the risk.

 

 

Motor Insurance

Motor insurance protects insured against financial loss in the event that the motor vehicle is involved in an accident, burnt or stolen. It also covers third party liabilities.

There are three types of insurance policies that can be issued to motor owners:

Third Party:

This type of policy covers third party bodily injury and property damage arising out of use of motor vehicle.

Third party Fire & Theft cover:

In addition to the cover in (a) above, the policy extends to cover theft and fire. It is more expensive than Third party.

Comprehensive cover:

It covers third party liability and property damage to the vehicle ie damage arising out of fire, theft and accidental damage to the vehicle. Comprehensive doesn't mean that it covers all risks. There are exclusions.

Under motor insurance we give cover to:

Private cars

Commercial vehicles

General cartage vehicles

School buses

Tour vehicles

Tractors

Motor trade plates

Motor contingent liability

Motor cycles

Life Rider Benefits

Our motor insurance cover has a life policy rider which covers the insured against death whether the car is involved or not. The cover is available to:

The owner of the vehicle (the insured)

Nuclear family members of the vehicle's owner

Driver of the insured

Driver(s) of commercial vehicles

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Motor Insurance

Motor insurance protects insured against financial loss in the event that the motor vehicle is involved in an accident, burnt or stolen. It also covers third party liabilities.

There are three types of insurance policies that can be issued to motor owners:

1. Third Party:
   This type of policy covers third party bodily injury and property damage arising out of use of motor vehicle.
2. Third party Fire & Theft cover:
   In addition to the cover in (a) above, the policy extends to cover theft and fire. It is more expensive than Third party.
3. Comprehensive cover:
   It covers third party liability and property damage to the vehicle ie damage arising out of fire, theft and accidental damage to the vehicle. Comprehensive doesn't mean that it covers all risks. There are exclusions.

Under motor insurance we give cover to:

• Private cars
• Commercial vehicles
• General cartage vehicles
• School buses
• Tour vehicles
• Tractors
• Motor trade plates
• Motor contingent liability
• Motor cycles

Life Rider Benefits

Our motor insurance cover has a life policy rider which covers the insured against death whether the car is involved or not. The cover is available to:

• The owner of the vehicle (the insured)
• Nuclear family members of the vehicle's owner
• Driver of the insured
• Driver(s) of commercial vehicles

Product Resources

• Commercial Proposal Form
• Private Proposal Form
• PSV Proposal Form
• Motorcycle Proposal Form
• Tankers & HRH Form
• Claim Form
• Windscreen Claim Form

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Get a Quote

 

 Wishing you and your family a very happy Eid! Praying that this day brings your peace, happiness and love.

 Get the best insurance  services ever 

Motor Insurance

Motor insurance protects insured against financial loss in the event that the motor vehicle is involved in an accident, burnt or stolen. It also covers third party liabilities.

There are three types of insurance policies that can be issued to motor owners:

1. Third Party:
   This type of policy covers third party bodily injury and property damage arising out of use of motor vehicle.
2. Third party Fire & Theft cover:
   In addition to the cover in (a) above, the policy extends to cover theft and fire. It is more expensive than Third party.
3. Comprehensive cover:
   It covers third party liability and property damage to the vehicle ie damage arising out of fire, theft and accidental damage to the vehicle. Comprehensive doesn't mean that it covers all risks. There are exclusions.

Under motor insurance we give cover to:

• Private cars
• Commercial vehicles
• General cartage vehicles
• School buses
• Tour vehicles
• Tractors
• Motor trade plates
• Motor contingent liability
• Motor cycles

Life Rider Benefits

Our motor insurance cover has a life policy rider which covers the insured against death whether the car is involved or not. The cover is available to:

• The owner of the vehicle (the insured)
• Nuclear family members of the vehicle's owner
• Driver of the insured
• Driver(s) of commercial vehicles