Summary of Cover
 The insurance will pay the owner of the animal should the animal die in any of the following circumstances: 
• Accidental death caused by lightening, internal and external injuries, windstorm, snake bite, electrocution or flooding etc.
 • Illness or disease
• Widespread outbreak of an infectious disease affecting many animals at the same time in a region.
• Where your animal is in a great deal of pain and there is no chance of a favourable outcome, the pet
can be put to sleep on advice of a qualified veterinary surgeon to prevent suffering. Straying and

 Theft risks Where a pet leaves its home, stolen and cannot be traced and is presumed dead after 14 days, agreed value of the pet will be paid, if it does not have a definite value ,then market value of the pet will be paid. Medical Expenses Cover Medical expenses incurred as a result of illness and/or accident where treatment is carried out by a qualified veterinary surgeon.

 Basis of Sum Insured Based on the value of the animal as per a qualified veterinary. For Medical Limit Kshs.5,000 Period Annual Cover